Insurance Claims

If you are reading this, you are likely experiencing an insurance claim delay or denial.  The law firm of Meyer and Blumenshine has built its reputation on assisting people and businesses with insurance claims. We can help you, whether you live in Chicago, the Chicago suburbs or downstate Illinois.

Some background on the business of insurance may provide you with some perspective on your insurance claim experience.

You need insurance if you own a business, home or car. Insurance transfers the risk of loss from an individual or business to the insurer. The individual or business purchases insurance to protect against a future potential loss.  If you lose your
business,  home or car  due to an accident,  an insurance policy is supposed to
protect you.

Insurance companies are excellent at marketing and selling their policies. Insurance companies are exceptional at collecting insurance premiums.

Insurance companies have unfortunately also become great at delaying and denying insurance claims. 

Insurance companies make money by selling insurance policies. Insurance companies lose money when they pay claims!  What a concept. If you are experiencing an insurance claim delay or denial and you live in Chicago, the suburbs or downstate  Illinois, understand that the insurer is motivated to keep its money, not to pay you money.

An insurance claim is made when you have sustained a loss.  If the loss is insured you may be able to seek compensation from an insurance company.

The loss may be the death of a family member, a bodily injury, or the physical destruction of all or part of your business place, or home.

Your claim may be a claim against your own insurance policy.  A claim against your own insurance company is known as a "first party claim."  Examples of first party claims against your own insurance company include life insurance claims, disability insurance claims, business interruption insurance claims, property damage insurance claims, or theft insurance claims.

You may have a claim against the insurance policy of an individual or company that caused your loss.  A claim against the insurance policy of another individual or company is known as a "third party claim."  Examples of insurance policy claims against another party's policy include a claim for injuries due to an auto collision, a fall at a home or place of business, or damage to your property due to another's negligence.

When making an insurance claim, you are a lone claimant against a savvy, wealthy, experienced goliath.  They can out maneuver you in multiple ways. You may benefit from experienced, capable legal counsel to level the playing field.

Please contact us online or calling us at 312-263-1000 for a free consultation to discuss your insurance claim, your legal rights, and options for maximizing your insurance recovery.